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If you are being sued for lack
of payment and you own a home, we strongly urge you to speak with a
Seattle bankruptcy lawyer immediately. Filing will stop a lawsuit
immediately and prevent your creditors from placing a lien on your
home or garnishing your hard-earned wages.
If your home being foreclosed
or your car is about to be repossessed, filing may prevent the
foreclosure action or repossession from proceeding and allow you to
consolidate your mortgage arrears or automobile balance and make
payments on those debts over time through a payment plan designed by
us with your help. If your house is being foreclosed or your car is
about to be repossessed, Chapter 7 may not be an option. Chapter 13
may save your house and your car.
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Asset Protection Lawyer |
Lemon Law Lawyer
If you are only paying the minimum payment on the credit card
bills from month to month (generally from two to three percent of the
outstanding balance), and the interest rate is only 15%, you will take
about 20 years to pay off a $10,000 debt. Chapter 7 can provide you
with a fresh start that you are entitled to under the law and get you
out of debt NOW.
Filing bankruptcy in
Seattle does not make you a "bad" person
Everyone is entitled to a fresh
start. Many times, events occur in people's lives that cannot be
expected. You may have had a sudden loss in income, a family medical
catastrophe, a work injury, or any one of numerous other difficulties
that would have been almost impossible for which to plan. While you
may want to tackle your financial problems on your own, you may not be
able to do so without our help. Most of the people that we represent
are good people who have encountered unfortunate circumstances and
just want to get a fresh start. A qualified Seattle bankruptcy
lawyer understand that for most of our clients Chapter 7 of
Chapter 13 is the last resort. Many of our clients have a very
difficult time determining if filing is the right decision for them.
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Seattle bankruptcy lawyers can use Chapter 13 to reduce your
car payment and consolidate other debts that you cannot afford to pay.
In a Chapter 13, Seattle bankruptcy lawyers attempt to will
reduce the total amount you pay the finance company so that you only
pay the value of the vehicle plus interest. Any money owed to the
finance company above that amount can be paid, in most circumstances,
at a percentage on the dollar. Even if the car has already been
repossessed, we may be able to force the finance company to return the
vehicle and then reduce your car payment.
Contact a Seattle bankruptcy lawyer
now.
Source:
http://www.legalhelpers.com/ |